A few days ago I got a call from a young women who asked me to come and speak to both her and her husband about what could they do to prepare for earthquakes. I found her request extremely interesting because I knew she was an insurance agent who actively sold earthquake policies. She and her husband are well educated and informed. She told me what I had long suspected, earthquake policies do not cover building contents. Though at this point in their lives they had not accumulated much furniture, they did have an extremely large flat screened T.V. that was placed against a wall on top of a glass coffee table. Across the room stood and equally large brand new stainless refrigerator. They had not a yet gotten bookshelves or the tall, heavy furniture pieces seen in typical homes today.
In a little while I was introduced to two small children ages 7 and 4. His mother and father were visiting. They reminded me of my Mom who lives full time with my husband and I. I started doing what I do best, imagining what they could be dealing with "when" the next big earthquake would strike. Sounds pretty melodramatic doesn't it?
As human beings we are constantly engaged in preparedness. As moms we pack diaper bags and lunches. We pack for camping trips and vacations. We buy car insurance, health insurance, house insurance, renters, life, boat and umbrella insurance for all the the stuff we might need insurance for but haven't thought of yet. We contribute to 401 k., IRAS ,CDS and savings accounts. We do this and so much more because we have taken a moment to see a future need and envision what would happen if these precautions were not taken . These actions are viewed as sensible and prudent by our society: a true mark of maturity.
My experience with talking to most people about earthquake preparedness is quite different. They have visions of people in paramilitary gear with the theme from "Deliverance" playing in the background. A small segment of the population say all the preparedness they need they got from a company called Smith and Wesson. Pleeease... Many take a fatalistic approach. "If the earthquake is strong enough to move that armoire, none of us is going to live through it anyway". Or my personal favorite, "If I prepare and my neighbor, brother, sister, cousin-in-law twice removed doesn't, how will I feel?